 Welcome to the San Diego Metro Area, The Ocean Areas, Inland North, Central Inland and The East County. Here you will find an enrgetic yet relaxing lifestyle blended with beatuful seascapes, a rich history, and THE BEST WEATHER ANYWHERE!!! The flourishing economies of The North Park, Hillcrest and San Diego Metro areas has allowed residents to live comfortably and feel at home with all the modern amenities at hand. Despite its size, population and excellent business climate, the region maintains a Safe and Secure environment with pedestrian-friendly city streets. Residents are provided excellent educational opportunities at the various school districts throughout the region as well as in the surrounding areas. With endless recreational activities, cultural events, museums and art galleries and plenty of shopping, everyone will find something to enjoy. The Gail Feldman Group is your leading source for all of your greater San Diego area real estate needs. Whether you are Buying or Selling a home, we know that it is one of the biggest events in your life and we are here to help you through the process. Use our advanced property search tool to begin Searching for YOUR DREAM HOME today or Sign up to receive FREE email listings that match your specifications and desired features. Contact The Gail Feldman Group today and let us help you learn more about the North Park, Kensington and San Diego Metro real estate market and available homes for sale. Check out our FREE MLS Search. Its your window to what's currently available on the market. Please ask about our FREE Relocation Package. Don't move to the San Diego area without it. And PLEASE Don't Forget the Dog. In Addition, If You Have School Ager Children, You'll Want To Use My, "Cool School Tool" To Find Out Valuable Info On Area Schools. Looking for a BUYER’S AGENT? It's our job to make sure YOU find the exact home at the best possible price. You can be positive that I will help you make the best decision! Let us show you how we will Market Your Home all across the internet. Our Marketing Strategy will help to insure you have the a true Number1Expert assiting you in this process. The Gail Feldman Group of Keller Williams MONTHLY TIP: Top 10 things to know when buying a home. Gail Feldman

Time to Move >Advantages of Buying Down
Your youngest child has just left home! Your present house now seems enormous. Your "empty nest" has prompted thoughts of selling your home and moving to a smaller, more manageable house.
Before you make a move, you should consult two important professionals--your real estate agent and your tax planner. A good real estate agent will be able to tell you the value of your current home and the availability of alternative houses in your preferred area.
Buying a smaller home or condo can have important advantages, such as lowering your property taxes, simplifying property maintenance, and generating cash which can be put into income-producing investments. You will also want to consider the tax laws which allow capital gain exclusions whether you "buy up" to a more expensive home or "buy down" to a less expensive one. If you are moving downtown from the suburbs in order to be close to cultural centers, theaters and restaurants, there may be "quality of life" issues, such as noise or parking. Your real estate agent and your tax planner can provide valuable information to assist you in making such decisions.
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| Q |
What does the abbreviation PITI stand for?
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| A |
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment. |
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