Listing Details: North Park, Hillcrest and San Diego Metro, California Real Estate Listings & Homes For Sale Provided by The Gail Feldman Group

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Current Selection:	All Prices	All Types	All Locations	New Selection	Sorted By: Default	New Sort
<Back to Page			Property 19 of 32 Selections

Sale Pending - Open Floor Plan with Soaring Ceilings

$998,000

Front : Curb Appeal!

Address: 5347 Calle Vista	City/ST: Pacific Beach, CA	Zip Code: 92109
Location: 5347 Calle Vista, Pacific Beach,Ca.	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 2444	Bedrooms: 4	Bathrooms: 2 full, 1 half
MLS# 090049155

One Half Block from La Jolla with Panoramic Bay, City, and Whitewater Ocean Views. Open Floor Plan with Soaring Ceilings and Open Floor Plan. Must See.

Last Updated: 11/8/2009 12:12:00 PM

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Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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Q	What does the abbreviation PITI stand for?
A	Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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The Gail Feldman Group, REALTOR�, real estate agent and broker for North Park, Hillcrest and San Diego Metro, California home listings, property and land for sale - NUMBER1EXPERT

The Gail Feldman Group
Keller Williams San Diego Metro
3965 5th Ave Suite 300
San Diego, CA 92103
619-840-9701
Fax: 619-330-2005
gailfeldman@NUMBER1EXPERT.com

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