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Feature Property - SOLD!! Large and Affordable in La Mesa

$359,900

Photo of 6250 Severin, La Mesa, CA, 91942.

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Front View : Curb Appeal

Address: 6250 Severin	City/ST: La Mesa, CA	Zip Code: 91942
Location: 6250 Severin La Mesa CA 91942	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 1269	Bedrooms: 4	Bathrooms: 2
MLS# 090056223

Enjoy the parklike backyard with newer patio slab, gas fireplace and gorgeous gazebo. Lots of room for all your toys! Home has been well cared for, newer dual pane windows, hardwood floors, tile and optional bdrm or office! Lots of storage in garage, boat parking and gate access to the backyard. Don's miss this opportunity to own this great La Mesa home.

Last Updated: 9/2/2010 6:34:41 PM

Listing Agent and Office: Meghan Santos, Century 21 Award

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Front View
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Patio with Gazebo
Nice Back Yard
Deck Area
Dining Room Living Room Combo
Living Room
Dining Room
Kitchen

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Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Q	Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?
A	The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919.
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The Gail Feldman Group, REALTOR�, real estate agent and broker for North Park, Pacific Beach and San Diego Metro, California home listings, property and land for sale - NUMBER1EXPERT

The Gail Feldman Group
Keller Williams San Diego Metro
3965 5th Ave Suite 300
San Diego, CA 92103
619-840-9701
Fax: 619-330-2005
License Number:: 01365562
gailfeldman@NUMBER1EXPERT.com

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